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After washing your hands, raise all three matzot and say

Baruch ata Adonai Elohinu melech ha'olam hamotzi lechem min ha'aretz.

Which means:

We bless you, Lord our God, God of the world, who brings foth bread from the land.

Put down the bottom matzah and add:

Baruch ata Adonai Eloheinu melech ha'olam asher kidshanu b'mitzvotav v'ztivanu al achilat matzah.

Which means:

We bless you, Lord our God, God of the world, who has sanctified us with his commandments and commanded us concerning the eating of matzah.

Each person eats a piece of each of the top to matzot. After that, you can eat as much matzah as you like.